Chase Freedom Unlimited or Amex Blue Cash Everyday Best for Everyday Use

Blue Cash Everyday® Card from American Express vs Chase Freedom Unlimited®

Compare Rewards, Interest Rates, Fees, and Benefits


American Express and Chase are CreditDonkey partners. We receive compensation if you apply and get approved for a card through links in our content. You do not have to use our links, but you help support CreditDonkey if you do. (read more)

Blue Cash Everyday is a great cash back card for cardholders who pay in full. How does it compare to Chase Freedom Unlimited, a cash back card? Read our comparison chart below.

Blue Cash Everyday Card from American Express Chase Freedom Unlimited
Apply Now Apply Now

Blue Cash Everyday® Card from American Express

Chase Freedom Unlimited®

Credit Card Summary

  • Earn a $200 statement credit after you spend $2,000 in purchases on your new Card within the first 6 months.
  • Buy Now, Pay Later: Enjoy $0 intro plan fees when you use Plan It® to split up large purchases into monthly installments. Pay $0 plan fees on plans created during the first 15 months after account opening. Plans created after that will have a monthly plan fee up to 1.33% of each purchase amount moved into a plan based on the plan duration, the APR that would otherwise apply to the purchase, and other factors.
  • Low intro APR: 0% for 15 months on purchases from the date of account opening, then a variable rate, 15.49% to 25.49%.
  • 3% Cash Back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%).
  • 2% Cash Back at U.S. gas stations.
  • 1% Cash Back on other purchases.
  • Cash back is received in the form of Reward Dollars that can be easily redeemed for statement credits.
  • No annual fee.
  • Terms Apply.
  • See Rates & Fees

See Current Offer

  • Intro Offer: Earn an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year) - worth up to $300 cash back!
  • Enjoy 6.5% cash back on travel purchased through Chase Ultimate Rewards®, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 4.5% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 3% on all other purchases (on up to $20,000 spent in the first year).
  • After your first year or $20,000 spent, enjoy 5% cash back on Chase travel purchased through Ultimate Rewards®, 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1.5% cash back on all other purchases.
  • No minimum to redeem for cash back. You can choose to receive a statement credit or direct deposit into most U.S. checking and savings accounts. Cash Back rewards do not expire as long as your account is open!
  • Enjoy 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 15.74% - 24.49%.
  • No annual fee - You won't have to pay an annual fee for all the great features that come with your Freedom Unlimited® card
  • Keep tabs on your credit health, Chase Credit Journey helps you monitor your credit with free access to your latest score, real-time alerts, and more.

See Current Offer

Credit Card Interest Rates & Fees

Introductory APR for Purchases 0% introductory APR on Purchases for 15 months 0% introductory APR for 15 months
Introductory APR for Balance Transfers N/A 0% introductory APR for 15 months
Purchase APR 15.49% to 25.49% Variable based on your creditworthiness and other factors 15.74% to 24.49% Variable based on your creditworthiness and other factors
Balance Transfers APR N/A 15.74% to 24.49% Variable based on your creditworthiness and other factors
Annual Fee $0 annual fee $0 annual fee

Credit Card Rewards & Benefits

Introductory Bonus Cash Back Earn a $200 statement credit after you spend $2,000 in purchases on your new Card within the first 6 months. Earn an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year) - worth up to $300 cash back!
Cash Back Rewards 3% Cash Back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1% ). 2% Cash Back at U.S. gas stations. 1% Cash Back on other purchases. Enjoy 6.5% cash back on travel purchased through Chase Ultimate Rewards®, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 4.5% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 3% on all other purchases (on up to $20,000 spent in the first year).
Gas Rewards 2% Cash Back at U.S. gas stations.
Grocery Rewards 3% Cash Back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%).
Dining Rewards Earn 3% cash back on dining at restaurants, including takeout and eligible delivery services
Go to issuer's official application, terms, and details Go to issuer's official application, terms, and details

CreditDonkey® Credit Card Reviews

Blue Cash Everyday Card from American Express Chase Freedom Unlimited
Pros & Cons Pros:
  • Bonus cash back
  • 3% cash back at U.S. supermarkets (up to $6k/year in purchases, then 1%)
  • No annual fee
Cons:
  • Not a Visa/MasterCard
Pros:
  • Intro Cash Back Offer
  • Intro APR
  • No annual fee
Cons:
  • Foreign transaction fee
Bottom Line Great cash back card for cardholders who pay in full... Read full review Great cash back credit card for everyday purchases... Read full review
Apply Now Apply Now

See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website.

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

Which is Better: Blue Cash Everyday or Chase Freedom Unlimited?

Still need help deciding which cash back credit card is better? Read the in-depth reviews below. You may also be interested in comparing Blue Cash Everyday or Blue Cash Preferred.


Articles on Blue Cash Everyday® Card from American Express


Articles on Chase Freedom Unlimited®

Chase Freedom Unlimited Credit Limit

Many Chase Freedom Unlimited users receive a credit limit of $1,000 - $3,000. Find out how Chase determines your credit limit and how to get an increase.



Compare Blue Cash Everyday to:

Blue Cash Preferred

Blue Cash Preferred® Card from American Express

Terms Apply | Read Review |

See Rates & Fees
Intro APR (Purchases) Intro APR (Balance Transfer) Regular APR

0% on purchases for 12 months

N/A

15.49% - 25.49% Variable

Annual Fee

$95

American Express Gold

American Express® Gold Card

Terms Apply | Read Review |

See Rates & Fees
Intro APR (Purchases) Intro APR (Balance Transfer) Regular APR
N/A N/A

17.49% - 24.49% Variable

Annual Fee

$250

Chase Sapphire Preferred

Chase Sapphire Preferred® Card

Intro APR (Purchases) Intro APR (Balance Transfer) Regular APR
N/A N/A

16.74% - 23.74% Variable

Annual Fee

$95


You might also be interested in

  • Household Spending Statistics
  • Can You Get Cashback with a Credit Card

pankeycurre1961.blogspot.com

Source: https://www.creditdonkey.com/blue-cash-everyday_chase-freedom-unlimited.html

0 Response to "Chase Freedom Unlimited or Amex Blue Cash Everyday Best for Everyday Use"

Post a Comment

Iklan Atas Artikel

Iklan Tengah Artikel 1

Iklan Tengah Artikel 2

Iklan Bawah Artikel